Is there really such a thing as a debt free life? For most people the answer is no. The only way anyone can have a totally debt free life is if they’re lucky enough to always be able to pay cash for everything they need. And, few people are that lucky. It just isn’t feasible to believe that you can stay out of debt forever. But, what is feasible is that you can keep debt from getting out of hand. One of the main problems with loans and credit cards is that they meet an immediate need. And, if you’re getting what you need right now, you often...