Freezing the credit report can have benefits for the consumer. Freezing your credit report between three or four of the main credit reporting agencies can have valuable effects on the credit report like helping to avoid bankruptcy that can stem from identity theft! Freezing the credit report can have the added bonus of protecting the consumer from identity theft. If there are charges with the freezing process of the credit report than these charges are often reversed if the consumer is the victim of identity theft. Now that you know the benefits of freezing...